Close in 24 Hours
No Appraisal Required
Loans from $100k-$5MM
Apply Today
Fast Response. No Obligation. No Nonsense.
We don’t do committees, and we don’t do red tape. Our process is built to replicate the speed of a cash offer, giving you ability to win more deals. From initial submission to a funded wire, we make funding fast, flexible, and reliable.
Share property basics and your exit plan.
.svg){kind=small}
Takes less than a minute
Asset-Based Review
Strategy & Exit Basics
We review numbers, risk, and structure terms that make sense.
Deal Structuring
Direct to Decision Maker
Common Sense Underwriting
Clear terms. Fast Docs. Reliable Execution
24 Hour Funding
Clear, Final Conditions
Reliable Closing
get funded Today
Fast Response. No Obligation. No Nonsense.
Stop letting traditional banks and hard money lenders with rigid guidlines stop you.
We fund deals across the East Coast with asset-based underwriting and common-sense terms.
If the equity is there, the capital is here. Choose your region below and see why Henry is the preferred capital partner for the most active investors from New York to Florida.
get terms on your deal
Fast Response. No Obligation. No Nonsense.
Short-term loans designed for residential, mixed-use, or commercial projects in need of renovation. Hard Money loans enable financing for distressed properties that traditional banks typically won't finance, making them ideal for investors targeting value-add opportunities.
Financing for both acquisition and construction
When the deal is real, we move
Keep your project moving without cash-flow delays
Long-term financing for rental properties
DSCR qualification based on property cash flow
Built for long-term investors
Finance land and construction in one loan
Draw structure based on project milestones
No Ground-up experience required
Fast capital for time-sensitive deals
Flexible structures based on the situation
Designed for transitional assets
Apply For Funding Today
Single Family
Single Family
Single Family
Single Family
If you have another question, you can email me at henry@hardmoneyhenry.com
I can close qualified fix-and-flip, new construction, and bridge loans as quickly as 24 hours.
To accomplish a 24 hour close, 3 things will need to be ready:
The reality is that most 24 hour loan closings take place during 'rescue loan' scenarios- when another lender had been working on it and dropped the ball.
When I am the first person to work a file, and responsible for ordering title, I prefer to rephrase the question to "how fast can I get a commitment letter?" because items 2 and 3 are out of my control, but a commitment letter is not.
The answer remains the same. I can issue a commitment letter as quickly as 24 hours so you can be prepared to close as soon as title and insurance are ready!
I am a direct, private lender not tied to institutional money. This gives me total control over the loans that we choose to complete and keeps me free from rigid guidelines that many other 'private' lenders in this industry face.
If you've ever called countless lenders who all seem to tell you the same reason they can't do your deal, give me a call. It will be a breath of fresh air to deal with a lender who is truly private and practices common-sense.
Yes, I support new and experienced investors who want to invest in real estate. While experience helps, it is not a requirement to borrow.
Instead of only looking at experience, I look at the full story behind the deal by reviewing the property, scope of work, experience, credit history, assets, and income to make a decision.
No, I don't need an appraisal for every loan.
For most fix and flips, new construction, and bridge loans I don't need an appraisal to fund the loan. Instead of relying on a 3rd party appraisal, I review my own comps and make a funding decision accordingly.
In the event there are insufficient comps, a unique residential proprety, or commercial property, I may require an appraisal or third-party valuation to help structure a winning deal.
Put simply, instead of relying on rigid guidelines and criteria to fund a deal, I look at the deal as whole and make loans accordingly.
I analyze the property details, scope of renovations, borrower credit, income, assets, and experience to make a loan.
This helps borrowers who are frutrated by lenders who can't support their business because of arbitrary credit boxes and guidelines
I lend on all property types including:
I practice common-sense underwriting when it comes to the property types I lend on. If you have a good deal, message me today for funding!